What important issues should you pay attention to when buying a house?
First of all, you must know the reason why you buy a house. The second is to understand the reputation of local developers. Third, we must master our own purchasing power. Fourth, you must understand the local purchase restriction policy. Fifth, we must know the level of the property. Sixth, take the initiative to ask about the parking status of the building and whether people and cars are separated. Seventh, you must understand the decoration standards of the real estate. Eighth, you must be familiar with the surrounding planning. Tenth, if you buy a second-hand house, it is easier to buy a house through an intermediary, but if you want to find a big-name intermediary, you cannot choose a small intermediary. A big-name one is safer.
What to pay attention to when buying a house
1. The first thing to look at when buying a house is the wind strength. If you find that there are strong winds around your house, don’t buy it! Because no matter how strong this house is, it will be blown to pieces by the strong wind. The best place to stay is where the breeze blows.
2. When buying a house, choose a room with good lighting. This kind of house with good north-south transparency is the best choice. Especially for business people, you must ensure that the house has good lighting and daylight. There cannot be any covering.
3. The floors of the house. The current houses are relatively high. Many people will pay attention to this meaning when buying a house. There is a saying in the house that the floor determines your wealth, and the floor also determines your identity. The price of each floor is different, but don't miss out on a home that is more suitable for you just to save money. The requirements for floors are very high, compared with Xiji. You should match your horoscope to the floor. Avoid conflicts.
4. The direction of the door is determined according to the actual situation. You can choose eight houses first, and then choose a house that is beneficial to you. Moreover, the most taboo thing is to face the elevator, because it is the voice of the white tiger, which has a great impact on the body.
What is the procedure for buying a house?
1. The buyer and seller establish an information exchange channel. The buyer understands the overall situation and property rights of the house, and asks the seller to present relevant documents. Such as house ownership certificate, identity certificate, etc.
2. If the house is legal and can be sold on the market, the buyer can pay a deposit (the deposit paid shall not be more than 20% of the total price), and then both parties sign a house sales contract. After reaching an agreement on the location of the house, property rights status, transaction price, house delivery time, property rights management, etc. through negotiation, the two parties sign at least three copies of the existing house sales contract.
3. The buyer and seller should jointly submit an application to the real estate transaction authority for review. After the property management department reviews relevant documents and property rights, those that meet the listing qualifications will be transferred. If there is no property rights or part of the property rights have not obtained the written consent of other property rights holders, the application will be rejected and listing and trading will be prohibited.
4. Sign the contract. The real estate transaction authority shall declare, review, and approve the property step by step based on the property rights and purchase objectives of the house and the predetermined approval authority before the buyer and seller can sign a contract.
5. Taxation: The composition of taxes and fees is relatively complex and depends on the nature of the house being bought and sold. For example, the tax composition of housing reform housing, dilapidated housing, affordable housing and other commercial housing is different.
6. Handle property rights transfer and transfer. After the buyer and seller complete the registration of the change in property rights with the real estate transaction authority, they will transfer the transaction information to the issuing authority, and the purchaser will go to the issuing authority with the notice of obtaining the ownership certificate of the house to apply for a new property right certificate.
7. For buyers with mortgage loans, after signing a home purchase contract with the seller, the buyer and seller will go to the lending bank for a loan. The bank will review the buyer’s credit and conduct a review of the two properties. The company evaluates the loan, finalizes the buyer's loan amount, and provides the loan to the buyer within three working days.
8. After the seller delivers the house and pays all property fees, the seller's sales contract has been completed.