Please analyze the phenomenon of moonlight clan from the perspective of consumer psychology.

I am a typical moonlight clan. From my own point of view, the moonlight clan has several characteristics: 1. One is low monthly income. 2. There is no concept of financial management. I have many friends around me, and they spend more. Friends around you like to buy things, so they buy them themselves. Most of them are unmarried women, and there is no pressure in life. 6. One is your family life.