Legal analysis: the money owed to the village collective has been paid back. The money of the village collective belongs to public funds, and the money owed to the collective is not returned. Village collectives can take the following measures to safeguard creditor's rights: 1. The village collective can negotiate with the debtor; 2. Village collectives can mediate through third-party mediation agencies; 3. The village collective may bring a lawsuit to the people's court on the debtor's arrears, demanding the debtor to repay the money owed to the village collective, and the village collective may send representatives to conduct the lawsuit.
Legal basis: Article 675 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.