What credit card repayment software is better?
The following are the better credit card repayment software:
1. 51 Credit Card Manager
As early as May 2012, 51 Credit Card was established , and created the first "51 Credit Card Manager" APP to help users intelligently manage credit card bills with one click, managing over 30% of China's active credit card bills.
This software can not only automatically import email bills and query bills at any time, but also can set credit card repayment reminders, provide one-click repayment operations, and also supports mainstream repayment channels such as 51 Renpinbao and Alipay.
2. Kaniu Credit Card Manager
Kaniu Credit Card Manager is a professional software for managing credit card limits, supporting China Merchants Bank, China Construction Bank, Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, Fully automatic SMS accounting function for 178 banks including China Minsheng Bank, Ping An Bank, Industrial Bank, Bank of Communications, China Everbright Bank, China CITIC Bank, Hua Xia Bank, and Postal Savings Bank, supporting approximately 200 kinds of bill templates from 50 banks.
In addition, you can also manage real-life cards and set repayment reminders.
3. Wacai Credit Card Manager
Users can manage credit cards through binding multiple email addresses, supporting nearly 20 countries including the four major state-owned banks and China Everbright, Guangfa, Shanghai Pudong Development and Industrial Industrial Bank. Bank, supports multiple currencies.
After binding the email address, personal credit card consumption information will be automatically entered for intelligent data analysis, and data such as the minimum monthly repayment amount and interest-free period will be calculated based on the conditions of each bank and presented in the application. Details of each credit card's repayments, minimum repayments, interest-free periods and bills. Moreover, the software will also send push reminders for repayment 3 days before the repayment date and on the same day.
Which credit card repayment software is better?
It is recommended to use the bank’s own APP. If you choose a third party, it is a more formal repayment software such as Alipay, WeChat, and UnionPay.
App names of major banks: Industrial and Commercial Bank of China: ICBC Mobile Banking, Agricultural Bank of China: Agricultural Bank of China Mobile Banking, Bank of China: Colorful Life (Credit Card), BOC Yishang (Debit Card); China Construction Bank: Sui Chip use; Bank of Communications: Bank of Communications (credit card, debit card), Pay Bar (credit card); China Merchants Bank: China Merchants Bank (debit card), Palm Life (credit card); CITIC Bank: CITIC Bank Mobile Banking (debit card) ), Mobile Card Space (credit card); Everbright Bank: Everbright Bank (credit card, debit card), Everbright Credit Card (credit card); Hua Xia Bank: Hua Xia Bank; Minsheng Bank: Minsheng Bank Mobile Banking, Minsheng Small and Micro Bank, Minsheng Credit Card; Industrial Bank: Industrial Bank Mobile Banking; Guangfa Bank: Guangfa Mobile Banking; Ping An Bank: Ping An Credit Card; Shanghai Pudong Development Bank: Shanghai Pudong Development Mobile Banking (credit card, debit card), Pudong Xiben (credit card)
Alipay's Repayment method
After opening Alipay "Borrowing", repayment is actually very simple. After entering the Alipay wallet, click "Wealth" - "Borrow". You can see the repayment item here by borrowing it, click to enter. Click "Loan Record" in the repayment interface, then click on one of your loan orders to check the repayment date, and also make early repayment in this loan order. At this time, you can see the loan period written on the loan slip, and then click "Early Repayment" to enter the Alipay repayment process. Enter how much you want to repay, confirm the repayment, and you will be prompted to deduct some interest for the current repayment. The earlier you repay, the less interest will be. Then enter the Alipay payment password, and then the repayment is successful. (Alipay appv10.2.33.8000 official Android)
WeChat Pay has two repayment methods:
1. Active repayment: before the last repayment date of the current period, By recharging the amount to the WeChat wallet on the same mobile phone, directly on the installment repayment page, click Repay Now, select the WeChat repayment method, the repayment page will be redirected to the WeChat interface, enter the password, and repay. .
2. Automatic repayment: Bind the credit card to WeChat. On the final repayment date of the installment, the installment platform will automatically transfer the money from WeChat to the installment platform for automatic repayment.
(WeChat app 8.0.15)
Which APP is the best to use to repay credit cards? These three methods are available
Whether a credit card can be repaid in full on time is directly related to the card holding If a person's personal credit is overdue, it will discredit his or her credit report and directly affect the smooth progress of future credit activities. There are many ways to repay credit cards. Today I will sort it out for you and see which APP is the best to use to repay credit cards.
1. Repay credit card with WeChat APP
As long as the credit card is bound to WeChat, you can use WeChat change or debit card to pay the credit card bill through WeChat. When cardholders use WeChat to repay their credit cards, they must understand the repayment arrival time of each bank. For example, Industrial Bank, CITIC, Ping An, Agriculture, Minsheng, and Everbright support real-time payment; China Merchants Bank, ICBC, and Bank of Communications support same-day payment, etc.
2. Repay credit cards on Alipay APP
On the Alipay homepage, you can find the "Credit Card Repayment" entrance. As long as you add your credit card information, you can use your savings card and account balance to repay. payment. Cardholders can pay attention to the arrival time prompted by the system to avoid delays in arriving the account in time. You can set up scheduled repayments using the Alipay APP for repayment.
3. Mobile banking APP to repay credit cards
Which APP is the best to use to transfer funds to credit cards? The above three are introduced. If you are afraid that you will forget to repay, you can also set a repayment reminder. Or activate the automatic repayment function. Credit card repayment is a big or small matter. If your personal credit score is affected by overdue repayment, the gain outweighs the loss.
This concludes the introduction to credit card repayment apps and naming of credit card repayment apps. Have you found the information you need?