Please distinguish clearly:
Rural Credit Cooperatives are generally legal entities at the county level, under the jurisdiction of XX Credit Union, and the standard title is: XX County (District, City) Rural Credit Union XX Credit Union.
The Rural Credit Cooperatives United Cooperatives and Rural Credit Cooperatives you mentioned are independent legal entities respectively. The Rural Credit Cooperatives United Cooperatives is the name of institutions at the county level and above. It is generally composed of rural credit cooperatives and other legal entities and It is composed of capital contributions from natural persons. While operating its own operations, it also exercises the management functions of local governments over rural credit cooperatives and credit unions within its jurisdiction. Currently, it is basically a provincial-level management agency; while rural credit cooperatives are generally independent legal entities at the township level. Operating institutions have a history of more than 50 years. After several reforms in recent years, their legal person status has generally been canceled and they have become branches of credit unions, rural cooperative banks, and rural commercial banks. Rural credit cooperatives with independent legal persons are now very common. Rarely seen.