What is the psychology behind "a monthly salary of 4,000 will buy a package worth 20,000"? Would it be too extravagant?

I think this is a very normal phenomenon. Everyone's spending patterns are different. For example, some people may wear T-shirts worth dozens of dollars and underwear worth thousands of dollars. There were also people wearing street vendor socks that cost a few yuan a dozen and a mink coat wrapped around them. Some people have a lot of money, but their hardships and poverty cannot be seen. There are also people who live frugally every day with car and house loans that are completely inconsistent with their income, but they perform brilliantly.

Although it seems that this bag has completely exceeded the salary level, people like it and are very happy to buy it. Carrying it can bring great joy. This money They earned it themselves, and the bag is something they really like. What is there to analyze the psychology of such people? Just like Chow Yun-fat spent more than ten yuan on a pair of cloth shoes at a street stall (it was on the news, I can't remember the details.) Are we trying to analyze people's psychology because they remember the bitter and miss the sweet? Are people trying to make news and create hype? Do you want to experience the joy of being poor? People are doing experiments to see the difference between cheap shoes and famous brands?

In a nutshell, no matter how much your monthly salary is, how much bags you buy, it means that people are happy and like you, and this is what your values ??are. I think it’s worth it!

In turn, ask some of those who have made fierce criticisms, how much do you think a bag should be bought with a monthly salary of 4,000? How much do the shoes cost? Should I buy a car? Should you buy a house? How much does it cost to rent a house? Which diseases should be treated in the hospital and which ones should be tolerated?

The "pseudo-refined" crowd that was very popular some time ago, these people look glamorous on the surface, but in fact have empty pockets. People who earn 4k a month and buy a bag worth 2w, while getting a brand-name bag, they also bear the pressure of overdraft consumption.

I guess it is mostly vanity and a strong comparison mentality. I don’t know if my temperament is worthy of this 2w bag. I would like to ask, what is your first reaction when a woman carries an LV on her back on the bus?

In my consumption concept, if one’s financial ability is limited, one would rather not wear a brand than a counterfeit brand, and refuse to look fat.

Of course, we cannot generalize here. Everyone has their own consumption philosophy. As an ordinary and extremely ordinary person, Junjun lives an ordinary and extremely ordinary life. No matter how ordinary life is, in my world, there are more important things to do than buying bags. Although money is an external possession and should not be valued so much, it is also the result of one's hard work. It should be spent wisely. ah.

Hello, for me, who has a monthly salary of less than 4,000, and who usually feels distressed when I go to the vegetable market to buy food for more than one or two yuan, I would like to sell 2 Wan's Bao is just a slap in the face and pretending to be fat, and he will suffer the consequences.

As a member of a poor family, let alone the monthly salary, I think buying a 20,000 yuan bag is an extremely luxurious life. I don’t know what’s special about the 20,000 yuan bag and the 200 yuan bag except for the different materials. The function is the same and they are used to hold things. The difference is just a different feel. I don’t believe that a person’s skin is so fragile that he can’t touch a bag worth 200 yuan. Whether he is a rich person or a poor person, I think a bag worth 20,000 yuan is not. It's luxurious.

As for the mentality of buying a package worth 20,000 yuan with a monthly salary of 4,000 yuan? The premise is that except for the fact that her family is already rich, I think she did not have the life of a princess but got the disease of a princess. This kind of person is very scary. He is completely blinded by his own vanity and blindly pursues material luxury without even thinking about doing more than he can. To put it bluntly, they are people who lose themselves and live in fantasy. Of course, since my family background is already very good, I won’t say much. After all, they have the conditions and strength.

Therefore, I personally think that people should pursue material life within their ability, otherwise they will have to save face and suffer.

A monthly salary of 4,000 thousand, buy a 20,000 bag

If she does not eat or drink for 5 months, she can buy it. If she puts it every month It would also take 10 months to save half of your income.

The above sentence proves one thing. Her income to buy a 20,000 bag is obviously beyond her affordability.

But why does she still want to buy it even so?

Obviously this bag can bring her a sense of pleasure that most things cannot.

The feeling of pleasure may be the satisfaction of vanity, or it may be the excitement of getting something you have always wanted to have but never dared to have, or it may be a blessing to yourself through a high-priced bag. recognition of psychological cues.

In addition, merchants will currently launch various benefits for advanced consumption. For example, interest-free installment payment, etc., to allow people with low spending power to spend in advance.

1. If you buy it once in a while, or just this time, I think there is no problem with this. After all, everyone has their own pursuits or obsessions. I just like Chanel's sachets, so I worked hard to make money, saved money, and then bought this bag. I regarded it as completing a small goal of my own and even motivating myself to work harder and make money

2. If you buy it often, you have to check where the money comes from. If the family's financial conditions are very good and the family will support it, then there is no problem; if it is purchased by various credit cards, For lending platforms, there is a problem with her overall consumption outlook, and there may be elements such as vanity.

Speaking of buying this bag, thinking about what I have seen about luxury rental platforms in the past two days, many people think that these people who rent it are out of vanity. So what if we compare these luxury goods with houses and cars?

Is it vanity for you to rent a house or a villa? In my opinion, when you can afford it, I bought it directly. When I couldn't afford it, I rented it first. I could afford the house, so I bought it, but I can't afford it now, so I rented it. But today I want to live better. So I rented something more expensive.

As for the bag, for example, I am going to attend a banquet today and it seems too expensive to buy a 40,000 bag, so I will rent it first, no problem

We cannot look at this problem superficially,

1. Some people may only have a salary of 4,000, but others have The side job and the salary level are not low. If the salary of many people's regular jobs is not high now, but their income level has increased significantly after working in self-media, is this because they are vanity and have no strength?

2. Because of the necessary appearance, some people now rely on clothes and saddles. In many cases, if you don’t have a good appearance, others will not let you go. In my eyes, for example, some people who sell luxury goods must give themselves a good appearance when working;

3. Because of hobbies, many people nowadays are very interested in some things. Perseverance, even more willing to spend a lot of money to buy, just because of pure love;

4. Because of vanity.

Rich people keep a low profile, while people without money show off!

This sentence reflects a pathology in today's society. It is true that buying a 20,000 yuan bag will attract the attention of many people and at the same time attract the envy and jealousy of many people in the same class. However, in the eyes of people who know your family background and are richer than you, they will secretly treat you. I laugh at you, thinking that you are overestimating your abilities, and you will never think about how powerful you are.

This concept of consumption is different for everyone, and their views on things are different. There is no absolute answer, because everyone thinks from a different perspective. .

1. When your life is under great pressure, if you spend 4k a month, you have to spend 5 months’ salary to buy a bag. It is something you earned through hard work and was not obtained through improper means. When you own it, you may be happier than anything else, but it may cause a heavy burden on your family, because all your salary for the past five months has been spent on buying this bag. You have not been able to reduce the burden on your family, but instead you have to pay for it. You have to buy food and clothing, which may be a bit luxurious, but if you are willing to buy it when your family is supportive, it doesn’t matter, because what you buy is what you want; 2. If your family conditions have improved I am very wealthy. 20,000 yuan may not be anything at all. I have accumulated a lot of savings. Although my salary is a bit low, I have the spending power to buy such a bag, even if it is only five months’ salary. , because this is nothing to them, there is no pressure in all aspects, and their life is very good. They are happy doing the job they like. Such a job has a relatively low salary, but doing what they like Of course, things are very happy. For what you want, five months' salary is nothing; third, everyone pursues different quality of life. It is possible that their monthly salary is only 4k at the beginning, but as their experience and As their abilities improve, their wages may also rise, so they just like that bag. No matter how low the salary is, they are willing to buy it. It is spending their own money. Some people may say that there is no need to buy it for a bag. Bao, because people have different thinking perspectives. Some people think that they can earn more money, but they may have very few things they really like, and they may even buy such expensive things just this time. Some people do it for the sake of face, and some people just like it. So there is no real luxury. Whether it is luxury or not depends on the angle from which you judge it.

If a person with a monthly salary of 4,000 yuan is not an old man, his income can only be considered average. If he wants to buy a luxury bag worth 20,000 yuan, he must not eat anything. I drank enough to work for five months. If a single woman is left with about 2,000 yuan a month in addition to living and rent expenses, spending 20,000 yuan to buy a bag will almost use up a year’s savings. As an unmarried woman, I can only say Understand that this behavior is to dress yourself up as a rich person, and the purpose is to better find your partner, or to better contact the group of rich people, and to lay the foundation for yourself to find a rich second generation. If you are a married woman and your family is not wealthy, and you buy a bag worth 20,000 yuan, I can only tell you how cool you are and what is the purpose of your coolness. You must know how much you weigh. If you are a rich second-generation official, it is normal for you to buy a bag worth 20,000, 30,000, or 300,000, because your family has earned a lot of money, and you should use the money for consumption and let others Also make your money.

It is human nature to like to use good things, but it cannot be said that buying luxury goods is vanity. It can be said that it is the yearning for a better life, and the motivation to make money is not indispensable< /p>

But you still have to act according to your ability. If you get married, you have responsibilities to the family and the family. Five months’ salary will not have any impact on the family’s daily expenses. Then I think there is no problem. A bag worth 20,000 yuan must have a value of 20,000 yuan, whether it is the brand value or the quality of the bag itself, so as long as you think it is worth it, you can buy it, but you should still tell your husband, after all If the family is for two people, it should still be discussed.

If it affects the family’s expenses or directly affects the family’s quality of life for a period of time, it will obviously require all five months’ salary. Buying a bag is beyond your financial ability. I don’t think it is necessary because it is not a necessity.

If you live alone, you also need to consider your own affordability. , if you really like it, work hard to make money, and then buy it when you have enough money. Never buy it on installment or with a credit card. Such overdraft consumption on something that is not a necessity is too irrational!