As long as they have enough money, anyone can open one. Currently, there are no specific regulations for opening a consignment shop, and there are no prerequisites. If there are local regulations, follow the local regulations. The main thing to do is to strengthen the management of consignment houses to prevent them from pawnbroking in the name of consignment. Almost all consignment banks operate pawn shops. It is understood that as little as 40% and as much as 80% of consignment houses' income comes from this work. Some consignment house managers print valuable items such as commercial pawns, real estate, and cars on their business cards. They openly stated that the consignment house was a pawn shop. In fact, a consignment house is very different from a pawn shop. Consignment is the sale of inactive items held by customers to a consignment store. Both parties agree on the price. After the sale, the consignment house will charge some handling fees and the remaining amount will be returned to the customer.
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Current problems of consignment houses:
1. Illegal pawn business. Consignment refers to a form of agency sales trade in which the agent sells the goods on behalf of the owner according to the conditions stipulated in the consignment agreement and charges a handling fee in a prescribed proportion. Pawn refers to a pawn who pledges his movables and property rights as pledge or his real estate as pledge to a pawnbroker, pays a certain proportion of fees, obtains the pledge, and pays the interest on the pledge, repays the pledge, and redeems the pledge within the agreed period. The act of returning something in return. The two are completely different in terms of the nature of the enterprise, the nature of the business, the way of making profits, the objects of business, the nature and way of selling goods, etc. However, some consignment houses openly provide mortgage loan services for electronic products, gold and silver jewelry, cars, real estate and other items, and engage in pawn business in violation of regulations.
2. Illegal acquisition and sale of stolen goods. In recent years, criminal cases of theft and robbery of mobile phones, computers, gold and silver jewelry and other light items have remained high. However, consignment houses do not ask about their origins, do not remember whereabouts, only ask about price, and only look at profits, which often becomes a evasion method for criminals. It is the best choice to appear in the market to sell stolen goods, and even after they become familiar with it, the two parties collude with each other and make a lot of ill-gotten wealth, which greatly encourages criminals to commit crimes again and causes serious harm to social security and stability.
3. Illegal social financing. With the improvement of the public's concept of investment and financial management and the intensification of financing difficulties for small and medium-sized enterprises, private financing has become a useful supplement to emerging financing methods. In order to get a piece of the pie, some consignment houses absorb customer funds at high interest rates or use bank loans and other channels to obtain funding sources, and then illegally lend to small and micro, private and other enterprises in urgent need of capital turnover, and carry out underground social financing, which brings benefits to both borrowers and lenders. come with great financial risks.