The money management activity for primary school students can be named "Home Rule".
1. Reasons
This name not only conforms to the age and psychological characteristics of primary school students, but also arouses their interest and participation. At the same time, the name also implies that during the activity, primary school students will have the opportunity to learn how to manage their pocket money or lucky money and how to use them reasonably.
second, the method of money management
budget setting: make a monthly budget and strictly abide by it to control expenses. Compare prices: before buying, compare the prices of different businesses to get the best price. Make a savings plan: draw a certain amount of money every month and deposit it in a savings account for future use. Make long-term plans, including retirement, emergency fund reserve and financial objectives, so as to effectively manage finances.
Use credit cards appropriately: Credit cards can provide funds in an emergency, but they should follow the principle that they can pay. Debt elimination: try to eliminate the credit card arrears and avoid adding new debts. Tracking expenditure: record every expenditure so as to supervise every expenditure. Investment: Long-term investment to get the best return.
Ways to cultivate the concept of money
Establish a correct concept of money
Let children know the value of money, and know that money does not fall from the sky, but needs to be obtained through hard work, economy and financial management.
teach financial knowledge
introduce basic financial knowledge to children, such as how to save, how to invest and how to buy things.
cultivate a sense of saving
educate children to cherish money, not to waste resources, and learn to compare and choose when buying things. Encourage children to earn pocket money or participate in social practice activities through their own efforts, so that they can understand that only by paying can they get rewards.
cultivate a correct concept of consumption
educate children to consume rationally, not blindly pursuing brands and fashions, but buying according to their actual needs and budgets. Guide children to invest some pocket money or lucky money in the future, such as buying education funds or investing in stocks, so that they can understand that money can be a tool to realize their dreams and pursue success.