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How much is it for rural commercial banks to open corporate accounts
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The price charged by banks for corporate business. For example, the monthly account management fee is different, and the bank's own standards are different, but it is generally tens of dollars a month.
1. Background of the establishment of rural commercial banks:
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that there will be no new rural cooperative banks, and all rural cooperative banks will be transformed into rural commercial banks. Cancel eligible rural credit cooperatives and encourage the reorganization and formation of rural commercial banks. Under the premise of maintaining overall stability, we should steadily push forward the provincial-level reform, and gradually establish a new relationship between the federal and provincial governments, with the property rights of grassroots legal persons as the link, and the equity as the link, which is bound and supervised, and with real community interests.
2. Other banks, card numbers and fees: < P > Data show that there are nearly 3.4 billion magnetic stripe cards that need to be replaced in the market, and the cost of each chip card is about 1 yuan. The industry believes that changing the "core" charging standard requires further regulation by the regulatory authorities. Some banks charge consumers for switching from magnetic stripe cards to chip cards, which has caused a heated debate. In this regard, the Consumers Association believes that the "core" of bank card replacement should be borne by the banks themselves.
3. At present, the fees charged by banks for changing their cards are the same. ICBC and other banks and Minsheng Bank change their IC cards free of charge. Most other banks that change their credit cards are generally from 1 yuan to 2 yuan. Some banks also say that the account opening card numbers of 4 yuan
4, ICBC, 9588, 6228 and 62127 cannot be changed. The Agricultural Bank of China will charge as much as 4 yuan for its first IC card before the end of this year, but the fee for the first IC card will be reduced by 8%. Before March 31st, China Bank charged no more than 5 yuan for magnetic stripe cards. A new card is worth 5 yuan. The card number starting from 6 cannot be changed, and the card number starting from 4 needs to be changed. CCB's 4 yuan branch and Beijing branch do not cost money and do not guarantee the number. Card numbers starting with 6 can be changed by card numbers, but card numbers starting with 4 cannot be guaranteed. The production cost is not uniform in practice, but in fact, most of them do not charge the production cost, replace the card with the same number and replace the damaged card.
5. The Bank of Communications card is limited to 2 yuan, and it is limited to 2 yuan if it is replaced by ordinary card and new IC card. Free replacement or new card, such as ward card, bank financial card, salary card, salary card, gold card, etc. When changing cards, 17-digit cards cannot be insured, and 19-digit cards can be insured.
6. China Merchants Bank is the highest in 1 yuan. There is no charge for replacing gold cards and above. Generally, there is no charge for entering M+cards in Beijing. Different outlets will have corresponding cost reduction policies, such as opening a card to save 1 yuan, and the cost can be reduced. You cannot change your card number. In China CITIC Bank, the maximum price is 2 yuan. Pu cards are free of charge for 2 yuan, Golden 1 yuan, Platinum and above. You cannot change your card number. Minsheng Bank will not charge a handling fee for card replacement before July 215. UnionPay debit card, gold card, diamond card, merchant card, family card and salary finance card can all be replaced. However, UnionPay postal wealth management card does not support IC card.
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How much is the corporate account of Rural Commercial Bank
The corporate account of Rural Commercial Bank needs to pay 49 yuan's account custody fee every year. Gong Hu, a rural commercial bank, will charge the corporate public account according to the account balance every month. If the balance in the public account is less, the fees charged will be more, and if the balance is more, the fees charged will be less. Take the behavior of Beijing Rural Commercial Bank as an example. The quarterly average daily balance of the account is less than 5, yuan, each household pays 15 yuan, between 5, yuan and 2, yuan, each household pays 5 yuan, between 2, yuan and 5, yuan, and each household pays 25 yuan. The charging standards may vary from place to place.
Extended information: Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural cooperative banks should all be restructured into rural commercial banks. Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. Baidu Encyclopedia-Rural Commercial Bank
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Answered on September 27, 219
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How much is the rural commercial bank's corporate account a year
49 yuan's account keeping fee is required for the rural commercial bank's corporate account every year. : 1. The public account of the rural commercial bank charges the public account of the enterprise on a monthly basis according to the account balance. If the storage balance of public accounts is small, more fees will be charged, and if the storage balance is large, less fees will be charged. Take Beijing Rural Commercial Bank as an example, the average daily balance of the account is less than 5, yuan per quarter, and each household pays 15 yuan, 5,-2, yuan per household pays 5 yuan and 2, yuan per household pays 25 yuan. And 5, yuan. There may be some gaps in the collection of management fees in some places, but generally speaking, the gap in fees is not large, and the charging standards may vary from place to place. 2. Personal accounts and corporate accounts are the differences between banks according to policies for different customer groups. The fundamental difference is that the personal account is the name of the individual and the corporate account is the name of the company. Company accounts are divided into four categories: basic deposit account, ordinary accounts, temporary accounts and special accounts. Among these, one company can only set up one basic deposit account. For other things, such as ordinary accounts, a company can open multiple accounts according to its own business needs, which is unlimited. China People's Bank Account Management Law stipulates that an enterprise can only open one basic deposit account, but it can open multiple ordinary accounts. If you can open another account to withdraw money, and the funder has certain special purposes, you can apply for a special account in the bank, which can also be used to withdraw money.
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