"Fate" is the belief that destiny is unchanging from birth to longevity. This is a negative outlook on life that is completely inconsistent with the truth. The destiny of life is in your own hands. People can improve their personal moral cultivation by correcting their shortcomings and mistakes, treat everyone sincerely, help others, and achieve themselves. Thus changing your destiny!
Look at "Liao Fan's Four Instructions". These are four family instructions written by Yuan Liaofan for his son, telling the process of changing his own destiny (available online). Then you will know the true meaning of "Self-reliance in destiny, self-seeking of happiness". Fortune-telling is worse than fortune-telling! Being a wise man will make you happy.
Wish you all the best!