Smart finance is not an unpopular industry. On the contrary, it is a rapidly developing industry with broad application prospects and market potential. Smart finance relies on Internet technology and uses financial technology methods such as big data, artificial intelligence, and cloud computing to enable the financial industry to achieve comprehensive intelligent improvements in business processes, business development, and customer services, and to achieve financial products, risk control, and profitability. Intelligent customer service. The characteristics of this industry include high efficiency, low risk and intelligence, and can provide financial institutions with a full range of solutions and services. With the continuous development of financial technology, the application scenarios of smart finance are becoming more and more extensive. For example, mobile payment, smart investment advisory, Internet insurance, online banking, etc. are all application areas of smart finance. In addition, the country’s emphasis on financial technology and policy support also provide favorable conditions for the development of smart finance. Therefore, it can be said that smart finance is an industry with broad development prospects, attracting more and more investment and talents.