What bank card is used nationwide?

There are Industrial and Commercial Bank, China Construction Bank, Postal Bank, Agricultural Bank, China Bank, Quanta Bank, China Merchants Bank, Ping An Bank, Minsheng Bank and Guangzhou Bank. In other words, as long as it is a bank card with the UnionPay logo, it is universal.

Industrial and Commercial Bank of China: It was established on June 5438+0984 65438+ 10/,and its head office is located at No.55 Fuxingmennei Street, Beijing. It is a large state-owned commercial bank and a national vice-ministerial unit.

China Construction Bank: Established in June 1954+ 10/,headquartered at No.25, Beijing Financial Street, it is a large state-owned commercial bank managed by the central government and a national vice-ministerial unit.

Postal savings bank: The history can be traced back to 19 19, and it is a large state-owned commercial bank.

Agricultural Bank: Established in 195 1, the head office is located at No.69 Jianguomennei Street, Beijing. It is a large state-owned commercial bank and a national vice-ministerial unit.

Everbright Bank: Established in August, 1992, headquartered in Beijing, is a national joint-stock commercial bank approved by the People's Bank of the State Council and China.

China Merchants Bank: 1987 was established in Shekou, Shenzhen. It is the first joint-stock commercial bank in China and the first pilot bank to promote the banking system reform in China.

Ping An Bank: Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen.

Minsheng Bank: Established in June 1996 65438+ 10/2, it is the first national commercial bank initiated by private capital in Chinese mainland.

Bank of Guangzhou: founded in September 1996.

Do I need to go in person to apply for a bank card?

Not necessarily. The bank card handled by the agent only has the function of deposit and withdrawal. If you want to open an online bank or apply for a credit card, you still need to go to the bank in person. When others apply for a bank card, they need to provide the original and photocopy of the ID card of the agent and the agent to the bank at the same time, and they can't use the household registration book and other documents instead. In the process of handling, it is also necessary to specify the relationship between the handler and the agent and the reasons for the agency.

Legal basis: Article 28 of the Measures for the Administration of Bank Card Business stipulates that when an individual applies for a bank card, he/she shall provide the card-issuing bank with his/her valid identity certificate specified by the public security department, and open a registered account for him/her after passing the examination by the card-issuing bank; To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.