Yes, the transfer requires the bank card number and the name of the transferee, and the card number and name are consistent. If they are inconsistent, the transfer will not be successful, and the transferred funds will be returned to the transferor's account, usually within 24 hours ( Please refer to the bank for details).
If the investor has opened mobile banking, he or she can transfer money through mobile banking without going to a bank branch. If the investor has not opened mobile banking, then the investor needs to bring his or her ID card and bank card to a bank branch to transfer money. .
Extended information:
What should you pay attention to when making bank transfers?
Bank of China and China Merchants Bank can remit money, but they need proof. Due to the strict control recently, I can only make a certificate myself. Friends who need proof can contact me. ICBC needs to go to a larger branch. , small branches will not handle it, and it will definitely require proof. Agricultural Bank of China and China Construction Bank cannot remit the money at all. They all suggested that I go to the Bank of China. I went to the bank for two days and finally remitted the money.
Let’s talk about the remittance fee: 0.1% fee
Generally, the other party can receive your remittance within three days. I hope my information is useful to everyone!
Ways to obtain cash: Direct remittance from abroad to your account. If the deposit is withdrawn from the bank, the current exchange becomes cash.
The difference between spot exchange and cash
If the foreign exchange deposit account of an individual domestic resident is a spot exchange deposit account, or the foreign exchange income is an overseas remittance (rather than bringing in cash), then it is easy to Do not turn a cash deposit account into a cash account or withdraw overseas remittances into cash and then open a cash deposit account, because there is a big difference in foreign exchange management between the two different types of accounts. If you do not pay attention to the distinction, it may cause personal consequences. Difficulties in loss or use, specifically:
1. Remittance of deposits overseas:
For remittance of foreign exchange deposits, the bank account is subject to stricter review than the remittance account, and the remittance account remits the remittance in one go. If you want to withdraw less than 10,000 US dollars, you can go to the bank to handle it directly, and the bank account limit is less than 2,000 US dollars. A one-time remittance of US$10,000 to US$50,000 from a remittance account will be reviewed by the local foreign exchange bureau, while a banknote account that remits US$2,000 to US$10,000 will be subject to review by the local foreign exchange bureau. If a remittance account remits US$50,000 at a time, the local foreign exchange bureau will report it to the Foreign Exchange Administration for review, while if a bank account remits more than US$10,000, it will be reported to the Foreign Exchange Administration for review.
2. Exchange rate loss when remitting cash
If you consider that it is risky and inconvenient to carry too much cash at one time and want to remit the cash through the bank, go through the above steps. After explaining the review procedures, go through the remittance procedures at the bank. The bank will first buy your cash at the cash price, and then sell you the foreign exchange at the spot exchange selling price, such as the spot exchange buying price of the Bank of China on October 28. It is 1:8.2651, but the cash buying price is 8.0706. If you want to remit 100 US dollars in cash on this day, Bank of China will first buy your 100 US dollars at the cash buying price, and your 100 US dollars will become 807.06 yuan, and then Bank of China will sell you U.S. dollars in spot exchange at the selling price of 8.2899, so your $100 becomes 97 U.S. dollars and 35 cents.
3. Carrying cash out of the country
If you think that the loss will be too great after converting the cash into cash and remitting it, you might as well take the risk and carry it all with you. Then follow the "About Carrying Out the Cash" "Regulations on the Administration of Foreign Exchange Entry and Exit", if you carry more than 2,000 US dollars in cash, you need to apply for a "Permit for Carrying Foreign Exchange Outbound". Carrying more than 4,000 US dollars requires approval from the local foreign exchange bureau. According to the "Regulations on the Management of Carrying Foreign Exchange Entry and Exit", those carrying more than 10,000 US dollars in cash will generally not be approved by the foreign exchange bureau. What needs special reminder is that friends who do personal foreign exchange trading, if they want to open accounts in several banks for foreign exchange trading, do not try to save trouble by converting the foreign exchange in the remittance account into cash to open a new account. It is better to be patient and open the remittance account. Good deal as well.