What will be the consequences if you owe Jiufu Wanka?
1. Incurring liquidated damages
According to the provisions of the loan contract, the arrears will not be You will be charged liquidated damages by Jiufu Wanka. Generally speaking, the standard for charging liquidated damages is much higher than the loan interest rate, which is a large sum of money.
2. Credit reference of hundreds of banks
Although Jiufu Wanka does not meet the credit reference of the central bank, it will meet the credit reference of hundreds of banks. This is an organization established under the guidance of the central bank. Generally, the loan records of online loans will be uploaded here. In the future, when you apply for a loan on other online loan platforms, you will be rejected because of the overdue record.
3. Exploiting the address book
Jiufu Wanka’s collections are also very fierce. Exploiting the address book is not negotiable and starts after the due date until you pay off the debt.
4. Arbitration
If you default on repayment for a long time, ignore collection, disappear, etc., you will receive a notice of arbitration and will be included in the list of defaulters. Loans and travel will be restricted.
Jiufu Wanka is a smart credit account product launched by Jiufu Digital Group, which is similar to a personal virtual credit card. Users obtain a certain credit limit through real-name authentication and risk assessment, and enjoy services such as limit installments, shopping mall installments, and credit card management, linking all users and scenarios of Jiufu.
Product introduction:
Jiufu Wanka APP is operated and managed by Zhuhai Jiufu Consumer Technology Co., Ltd. It is a digital technology-driven and connected product under Jiufu Digital Group Users and scenarios, apps that provide credit information services and management, mainly provide information technology services such as information consultation, credit assessment, big data analysis, and credit management to mass consumers and specific institutions.
Team introduction Jin Zengxiao, CEO of Jiufu Vanka
Development history:
On January 15, 2017, Jiufu Vanka was officially launched for operation .
On March 1, 2017, Jiufu Wanka and Huoyan were launched.
On May 19, 2017, Credit Card Manager Wanka Supermarket was launched
On June 5, 2017, Wanka Mall accessed the Wanka quota
September 2017 In August, Wanka Mall officially accessed many high-quality products carefully selected by NetEase to provide users with online shopping and installment services
On October 19, 2017, Jiufu Wanka signed a strategic cooperation agreement with Chengde Bank. Join forces to promote intelligent technology and financial cooperation.
On November 1, 2017, China Resources and Jiufu Wanka signed a strategic contract to empower technology and build an open ecosystem.
On November 20, 2017, Jiufu Wanka and Xiamen International Bank joined hands with China UnionPay Beijing Branch to jointly promote UnionPay QR code payment.
In July 2018, Jiufu Wanka strategically cooperated with Zhongyuan Consumer Finance, a licensed financial institution.
In November 2018, Jiufu Vanka joined hands with GCapital to promote inclusive finance in Thailand.
In December 2018, Jiufu Wanka entered into a strategic cooperation with Weifang Bank, a financial license institution.
Innovative form:
As a connector, Jiufu Wanka aggregates multiple banks, consumer finance institutions and inclusive platforms, linking users, scenarios and financial institutions to provide services to tens of millions of users Digital inclusive financial solutions intelligently match digital accounts to connect integrity and wealth. Jiufu Wanka aims to create the first digital account for young people. It has functions such as managing personal digital accounts, loan applications, shopping malls, and multi-scenario consumption payments. Through the accumulation of personal credit, users can achieve the goals on their personal digital accounts. More fintech services.
Urgently looking for a team name and slogan, about credit loans and vehicle loans
Name: Luzhu or Gongxian (also homophonic for contribution)
Explanation: Helping wise men leads to the road to success
It has a good meaning and already means belief, help, unity and positivity!
Slogan: Helping wise men, the road to success
The world has me, the world has us, we serve a wide range of people, and we work together to succeed! (It is easy to understand that the customer is the winner)
What are the well-known formal companies
CreditEase Huimin, Dianrong.com, Paipaidai, and Immediate Consumer Finance.
Extended reading:
1. CreditEase Huimin
Product: CreditEase Puhui
CreditEase Puhui is CreditEase The loan services launched include unsecured credit loans and mortgage loans. You only need to fill in your name, mobile phone number, city, and personal assets to get a loan. The maximum amount is 200,000, and the money is received quickly, with one day.
2. Dianrong.com
Products: personal loans, business loans, consumer finance
Personal loans mainly include Shuangjin Loan, New Fortune Loan, Home Owner Loan, Life insurance loans and personal mortgage loans are provided to borrowers with different occupations and purposes. The maximum amount is 200,000, and the loan can be disbursed within a few days.
Commercial loans include food loans, hotel loans, small and micro enterprise credit loans, and corporate mortgage loans. They are large loans serving small and medium-sized enterprises, self-employed individuals, and companies. The maximum amount is 1 million, and the disbursement is fast.
Consumption installment is mainly dental consumption installment, which is a consumption installment service suitable for dental treatment customers.
3. Paipaidai
Product: Paipaidai loan
The first-time loan amount is between 1,000 and 10,000 yuan, and you need to provide basic personal information and ID card Waiting for pictures and information, the maximum amount can be up to 200,000 yuan for individuals and up to 1 million yuan for enterprises, and the fastest payment can be received in one day.
4. Immediate Consumer Finance
Products: Immediate Loan, Immediate Wallet, Immediate Installment
The maximum amount of Immediate Loan is 50,000, the interest rate is relatively low, reliable and safe , is a relatively popular product, Immediate Wallet is the opening, suitable for short-term users, Immediate Installment is an installment product.
What is the relationship between Moorelong and Yidai.com? Are they the same company?
Two are from the same company. In December 2016, the brand of Yidai.com was upgraded to Moore Dragon, and a press conference was held. Morron is headquartered in Beijing and Chengdu, and currently has subsidiaries in Chengdu, Beijing, Wuhan, Shenzhen, Nanjing and other places.
Relying on powerful Internet R&D technology, excellent management team and resource integration advantages, we strive to reduce loan costs in customer acquisition, marketing, and operations, thereby providing customers with lower interest rates and more valuable loans. Loan products. Morron's loan products are all from partners, including traditional banks, emerging consumer finance companies and small loan companies.
Products and services:
Morron has in-depth cooperation with hundreds of banks, companies, consumer finance companies and other financial institutions, and has integrated thousands of loan products. Consulting services for unsecured credit loans, real estate mortgage loans, and car mortgage loans are provided to small and micro business owners, self-employed businessmen, salary earners, freelancers and other groups in need of funds.
Morron has a professional loan consulting team that can provide one-on-one loan consulting services; based on the credit status of the borrowers and the characteristics of the loan products of major financial institutions, we can customize the loan products that suit them. Loan plan; and during the loan process, assist borrowers in sorting out relevant information, credit inquiries, asset evaluation, mortgage registration, repayment management, etc.
After Morron matches up lending institutions and fund demanders, the two parties communicate directly to ensure that there is no misunderstanding between the two parties. We have been committed to professionalizing loan services, making information open, and standardizing and clarifying services and charges.
Through Morron's loan consulting services, loan efficiency and approval rates can be improved, and customer loan costs can be reduced.
What are the reliable online credit loan platforms? What Baihu loan platforms can I download?
What are the reliable credit loan platforms?
360 IOU
360 IOU is a personal and small and micro credit service under the Fuzhou 360 Network Co., Ltd. Group On the platform, you can borrow 500 yuan and have a maximum credit limit of 200,000 yuan. The cash account will arrive quickly. The daily interest rate of the loan is at least 0.027. A loan of 1,000 yuan only costs at least 27 cents per day.
Shengbei
Shengbei is developed and operated through Shenzhen Samoyed Internet Financial Services Co., Ltd. It always adheres to the bottom line of product ethics of "not wanting to do it" and is committed to providing professional and professional services to young people. Credit card installment services for low-interest loans. Based on the personal situation, we strongly recommend appropriate formal financial institutions to provide loan lines, and safe funds are more secure!
Aiyoumi
Aiyoumi is a subsidiary of Lexin Group that promotes young people The Zhangchiyoudu consumer installment platform has become the trusted first choice of the installment mall for 100 million users with its more understanding of young people, more safety precautions, and more responsible service experience and services. Installment Mall: Genuine products from National Bank, quality guaranteed. High-quality experience: Installment payment deadlines are flexible, and various forms such as bank credit cards are also supported. Security precautions: Financial institution-level risk control elite team service guarantee. Borrow with peace of mind: the cost is completely transparent, and the comprehensive annual fee is as low as 10.
Duxiaoman Financial
It is a credit service brand of Duxiaoman Financial. It uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services. You can apply online with your mobile phone number, ID card information, etc. The interest rate is fully transparent, the application process is convenient and fast, and the loan repayment is convenient.
Zhongan Small Loan
Zhongan Small Loan is an unsecured, purely online consumer lending platform launched by Chongqing Zhongan Co., Ltd. It provides customers with improved and more professional risk control capabilities. Personal credit is comprehensively assessed, the three-step loan limit is as high as 200,000, and the average payment is issued within 5 seconds.
Lexiang Borrow
Provide users with comprehensive, intelligent, safe and convenient cash loans. With your ID card, you can apply for a loan online and get the money in as fast as 5 minutes! Depending on the user's specific situation, a loan credit limit of 20W is provided! The daily loan interest is as low as 0.02.
Baidu Youqianhua
"Baidu Youqianhua" is a credit service brand of Duxiaoman Financial Bank. It uses artificial intelligence big data risk control technology to provide users with convenience, convenience, Safe borrowing services. 1. High loan amount: the credit limit can be as high as 200,000 (based on actual review). 2. Faster review and payment processing: apply online, review quickly, and receive payment quickly. 3. The interest rate is completely transparent and the loan repayment is flexible: the daily loan interest rate starts at 0.02, and a variety of loan repayment methods are supported.
The above is a detailed introduction to many trustworthy credit loan platforms. I hope it can be of some help. These loan platforms are all connected to the central bank's credit report. When registering, the personal credit report will be checked. After borrowing, the credit report will be reviewed. It is recommended that users remember to pay off the debt and maintain a good personal credit record. .
What kind of borrowing platform can I use for Baihu Loan?
Shengbei
Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. and always adheres to the " "Don't want to do it" is the bottom line of product ethics and is committed to providing professional, low-interest loan credit card installment services to young people. Based on the basic personal situation, we strongly recommend suitable formal financial institutions to provide loan lines, and safe funds are more secure!
Provide users with comprehensive, intelligent, safe and convenient cash loans. With your ID card, you can apply for a loan online and get the money in as fast as 5 minutes! Depending on the user's specific situation, a loan credit limit of 20W is provided! The daily loan interest is as low as 0.02.
"Baidu Youqianhua" is a credit service brand of Duxiaoman Financial Bank. It uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services.
1. High loan amount: the credit limit can be as high as 200,000 (based on actual review). 2. Faster review and payment: apply online, review quickly, and receive payment quickly. 3. The interest rate is completely transparent and the loan repayment is flexible: the daily loan interest rate starts at 0.02, and a variety of loan repayment methods are supported.
Duxiaoman Financial Bank, a well-known credit service brand, uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services. You can apply online with your mobile phone number, ID card information, etc. The interest rate is fully transparent, the application process is convenient and fast, and the loan repayment is convenient.
Aiyoumi is an installment service platform under the Lexin Group that advocates relaxed consumption among young people. It has become a platform that understands young people better, has more safety precautions, and has more responsible service experience and services. The trusted first choice for installment shopping malls with 100 million users. Installment Mall: Genuine products from National Bank, quality guaranteed. High-quality experience: Installment payment deadlines are flexible, and various forms such as bank credit cards are also supported. Security precautions: Financial institution-level risk control elite team service guarantee. Borrow with peace of mind: the cost is completely transparent, and the comprehensive annual fee is as low as 10.
Are bank loan officers considered formal employees?
Not necessarily, it depends on the staffing level. If you sign a formal labor contract, you are a regular employee, otherwise you are a non-staff employee.
There are also non-staff credit officers. However, the account managers responsible for the bank's credit business are all regular employees, and labor employment is usually arranged to relatively simple positions that do not pose risks to the bank, such as the direct sales team of the credit card center, form entry, lobby greeting and other positions.
1. Responsibilities of bank loan officers
Bank loan officers are staff in the bank who verify whether the information provided by the lender is true and whether it meets the loan conditions. Bank loan officers are mainly responsible for investigating the economic strength and development potential of loan companies and individuals, and providing loan business consultation, loan product introduction and other related services to lenders.
2. Credit
Credit refers to the form of value movement conditional on repayment and interest payment. Usually includes credit activities such as bank deposits and loans. In a narrow sense, it only refers to bank loans. In a broad sense, it is the same as "credit". Credit is an important form of paid mobilization and allocation of funds in socialist countries and a powerful lever for economic development.
3. Credit is not, credit refers to credit loans, which are loans granted by financial institutions that comply with national laws to borrowers whose credit status meets their conditions, and are recognized by the country. However, it refers to some private institutions or individuals extending loans to others at extremely high interest rates above normal levels, which is illegal lending and constitutes a crime.
4. Credit company
① Check whether it has a license. Under normal circumstances, reliable companies will hang their business licenses and loan operating licenses in conspicuous places in the company. In addition, reliable companies can check their certification status online. If everyone finds that the company does not have a license, then it must be unreliable.
② Whether the fees are open and transparent. Generally speaking, reliable companies will clarify various loan fees, and the annualized rate will be within 36. If a company deliberately conceals its fees, then this company is unreliable.
③Look at the shareholders. The stronger the shareholders behind a company, the higher its reliability. If the company's shareholders are central enterprises, large state-owned enterprises, or enterprises with high social reputation, then the company is relatively reliable.
5. How many years can a loan be borrowed?
① The term of short-term loans for individuals is mainly 1 year or within 1 year, among which the loan term of 3-6 months is Temporary loan;
② The period of personal mid-term loan is within 1-5 years, which does not include loan service with a loan period of 1 year, but includes loan service with 5 years;
③The term of long-term loans for individuals is more than 5 years, and does not include 5 years.