Which bank has the best credit card and the highest amount:
1, China Merchants Bank:
Speaking of low threshold and high quota, China Merchants Bank can't miss it. As long as there is no bad credit, even college students who have just graduated from school and worked soon may issue more than 10000 credit cards. However, you must choose the card in advance. This is the youth card of China Merchants Bank.
In addition, the risk control of China Merchants Bank is relatively loose. As long as there is no malicious overdraft, cashing and other illegal card use behavior, you can withdraw the amount after swiping the card for 3~6 months. If you pay in the middle, the withdrawal speed will be accelerated.
2. Industrial Bank:
Among many joint-stock commercial banks, Industrial Bank has a low threshold and a high quota, especially on Alipay and WeChat. With the help of comprehensive evaluation of big data and banking system, the card can be approved on the same day, and the amount is usually 10000. If you want to apply for a credit card of Industrial Bank, you can look at the Industrial Taobao Card and so on.
In addition, the risk control of Industrial Bank is relatively loose, especially the amount is relatively easy to be raised. Gold card credit card, 1 year, it is basically not a problem to raise the card amount to 50,000.
3. Guangfa Bank:
Guangfa Bank credit card is also known for its low threshold and high quota in the industry. Many white households can get at least 1000 credit cards when they apply for cards online.
However, the risk control of Guangfa Bank is also tightening recently. After getting the credit card, it is best not to use it illegally, otherwise it may be downgraded by the title.
4. ICBC credit card is more suitable for people who have business dealings with ICBC. If they have assets in ICBC, it is easy to apply for a card and the amount is high. The average card amount is about 40 thousand.
5. Agricultural Bank credit card. If you have a good credit report and a stable source of income, you can apply for a credit card of Agricultural Bank of China. Of course, your repayment ability and consumer demand have a great influence on your credit card limit. The general credit card limit is 35,000.
6. The credit card threshold of China Everbright Bank is low, but the amount is not low. The general card amount is around 30 thousand, so it is relatively easy to withdraw cash.
Which bank has a good credit card and a high quota?
Many friends ask, which bank is easier to apply for a credit card? I'm afraid I have to answer you. If you want to choose from commercial banks, the four major state-owned banks will be more difficult. But if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What exactly are there? Let's have a look.
1, China Industrial and Commercial Bank: Cosmos Constellation Credit Card.
Industrial and commercial bank of China's cosmic constellation card is relatively easy to handle, and it is also the main credit card for industry and commerce. Yan value and rights are very online. The point is that the annual fee is free within the validity period, which is awesome!
In terms of rights and interests, as long as new customers spend a sum of money, they can receive a one-month VIP membership of Youku or iQiyi, and pursue the welfare of the drama owner. In addition, there are overseas portable wifi, hotels, airport parking and other benefits.
2. Bank of China: Taobao Credit Card
In fact, the threshold of China Bank is not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an online shopper, this China Bank Taobao card is easy to apply for. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.
3. Agricultural Bank: Upgrade mom's credit card beautifully.
This beautiful upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee by swiping the card number, and visa platinum card can also be exempted from the annual fee within the validity period.
You can apply for a free Disney English audition course, buy a course discount of 1200, and get a 60% discount for shopping in king of the children over 350, and a 300% discount for Mama Donkey at random on Saturday.
4. China Construction Bank: Global Hot Purchase Card
This card of CCB is also relatively easy to handle, mainly suitable for overseas travel and shopping. Gold and platinum card swipe numbers are exempt from annual fees, while Visa and MasterCard are exempt from annual fees within the validity period.
Overseas wifi, special airfare hotels, Haitao cashback, etc. It is very suitable for shopping in consumption abroad or Haitao, and is known as the "God Card" of CCB.
The credit cards that are easy to apply for in the four major banks are introduced here for everyone, hoping to help everyone. I suggest that you prepare enough information before you apply for a card, and then have proof of assets, which can help a lot!
Which bank has a good credit card and a high quota?
Easy to apply for a high credit card:
It is very easy to apply for credit cards, such as ICBC credit card, Agricultural Bank credit card and China Everbright Bank credit card, with high quotas. 1, ICBC credit cards are more suitable for people who have business dealings with ICBC, and they have assets in ICBC, so it is very easy to apply for cards, and the amount is high, with an average card amount of about 40,000.
2. ABC's credit card is excellent and its economy is stable.
High credit card limit and low interest rate?
The maximum limit of the endless card is about 500,000 yuan. ICBC and Minsheng Bank's credit cards do not charge fees for withdrawing money from local banks (there are only two in China at this stage). In fact, all credit cards in China are overdrawn at a daily interest rate of 0.05%, and there is no such thing as the least interest.
First, China Merchants Bank. To say which bank's credit card is easy to handle, I have to say China Merchants Bank. As long as there is no bad credit, even college students who have just graduated from school and worked soon may be granted credit cards above 10000. However, you must choose the card in advance. This is the youth card of China Merchants Bank.
Second, China Guangfa Bank. According to the applicant's feedback, the credit card application threshold of Guangfa Bank is low, and the credit card quota is generally low, but fortunately, it is easier to raise the amount. As long as you use your credit card frequently and repay in full and on time, you will not be rejected if you call customer service to apply for withdrawal.
Third, Industrial Bank. Industrial Bank's credit card application threshold is also quite low, with many credit card activities, many points and rich gifts. Ordinary credit cards of Industrial Bank are generally free of annual fees in the first year, while gold cards need to meet the corresponding credit card conditions or points.
In addition, there are China Everbright Bank, Huaxia Bank and Bank of Communications. And it's easy to get a credit card. At the same time, when applying for a credit card, there are more and more cases of providing real estate, and the card issuance rate is higher. Friends who want to apply for a credit card recently can consider applying for these banks.
There are ICBC credit cards, Agricultural Bank credit cards and China Everbright Bank credit cards. But the interest on all bank credit cards is the same. Cash withdrawal and penalty interest are both five ten thousandths of the daily interest, and compound interest is calculated monthly, but the cash withdrawal fee and installment fee of bank credit cards are different every year.
The final amount of application depends on personal economic proof (such as work or income proof, real estate license, car driving license, etc.). ) submitted at the time of application. The more proof materials are submitted, the higher the amount.
The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!
Credit card applications of China Merchants Bank and Ping An Bank
Credit card applications of China Everbright Bank and China CITIC Bank
Credit card applications of Agricultural Bank and Minsheng Bank
What bank's credit card is easier to handle and has a high quota?
Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
1. China Merchants Bank Credit Card
The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.
Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.
2. Bank of Communications Credit Card
It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.
The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.
3. Ping An Bank Credit Card
Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit card are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.
4. CITIC Bank Credit Card
It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.
Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.
Verb (abbreviation of verb) Guangfa Bank Credit Card
Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still many preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.
6. China Everbright Bank Credit Card
It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.
In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.
So much for the introduction of credit cards with high credit limit.