You asked so many questions at once, which is a bit difficult to answer!
I replied:
1. Constellation withdrawal fee: the first withdrawal is free every billing month (18 to the next month 17). The charging standard is: 2% of the cash withdrawal amount, with a minimum of 20 yuan per transaction (ATM, counter). Cash advance for online banking, telephone banking and mobile banking: 0.5% of the cash withdrawal amount, with a minimum of 5 yuan!
2. Installment payment:
Consumption installment/card /stagepay/xiaofeifenqi.html
Bill installment/card /stagepay/zhangdanfenqi.html
shop staging/card/stage pay/fenqifukuan . html
I hope it helps you!