As we all know, the credit card limit is granted by the credit card application platform based on the comprehensive evaluation of the cardholder's credit, which is mainly related to two aspects, one is the applicant's personal credit status, and the other is the card level applied for. Although there is a platinum card in the name of the fellow uncle's star card, it is not a platinum card, but a titanium card, which is also considered a small white gold. Regarding the approval of the credit card, we consulted the intelligent customer service, and the reply was: the credit card will be comprehensively approved according to the individual situation, and in principle it is within 50,000 yuan (inclusive). Online application, the first time to apply for a card, without providing financial proof, the amount of approval for card application will not be very high. However, even if the amount is not high, do not worry. After all, the credit card of China Everbright Bank can be mentioned. Under normal circumstances, China Everbright Bank will adjust the credit limit for you according to the cardholder's credit history and card usage. You can also take the initiative to call the customer service center to apply for adjusting the quota, but generally you need to provide some financial certificates such as real estate, cars and income certificates.
The annual fee of a credit card is often linked to the level of the card. Even if the same credit card has multiple card levels, the annual fee for each level is different. Moreover, this Everbright fellow uncle star card is located in a titanium card, which can be regarded as a small platinum, so its annual fee is not very expensive. According to the annual fee charging standard and annual fee-free policy corresponding to the titanium card level of China Everbright Bank, that is, 200 yuan, the main card, and 80 yuan, the deputy card, are exempt from annual fees every year and the first year, and the annual fee of the following year can be exempted if they swipe their cards three times within one year from the date of card verification. Regardless of the amount and form of consumption, online consumption is also counted as the number of swipes. Although the Everbright Friendship Star Card will not generate an annual fee if it is not activated for a long time, if it is not activated for a long time, the credit report will show the information of this card and the status of "Inactive", which may have a certain impact on the future application of Everbright Credit Card. Inactive credit cards will have certain risks, so it is best to cancel them as soon as possible.
In short, Everbright's fellow uncle star card is not low in quota, and the annual fee is not expensive. As long as users often swipe their cards, there will be no annual fee pressure, which is very suitable for users to handle.