ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are:
Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
Extended data:
ICBC credit card charging standard:
1, annual fee standard:
The annual fee for domestic ordinary cards is 50 yuan, gold card 100 yuan; Ordinary card fee of international dual-currency card 100 yuan, Gold Card 200 yuan; Business ordinary card 200 yuan, Golden Card 400 yuan; Platinum card 2000 yuan; The annual fee of all supplementary cards is half of the annual fee of the main card.
2. Free annual fee policy:
The annual fee of ICBC is charged after the first use, that is, one year after the account is opened. As long as you pay 5,5000 yuan (3 student cards or 3,000 yuan, Platinum Card10.6 million points free of annual fee or 200,000 free of annual fee) in this year, you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards.
3. ICBC credit card annual fee permanent reduction policy:
Platinum card holders who spend more than 4 million yuan can give the main and auxiliary cards a permanent annual fee-free discount. Individual cardholders of gold cards and ordinary cards who have no bad credit records and have held various credit cards of ICBC for more than 10 years (including 10 years) since the implementation of these Measures may be given a permanent annual fee-free discount for the main and secondary cards in an account.
Note: ICBC does not open credit cards and does not charge annual fees.
4. Prepaid cash expenses:
Local banks have no handling fees; RMB withdrawn from different places is charged at 1% of the amount, with the lowest 1 yuan and the highest 100 yuan; Foreign currency is charged at 2.9% of the amount, with a minimum of HK$ 3, US$ 3 or Euro (including domestic and overseas). Platinum cards are free for domestic transactions.
5. Interest-free repayment period:
The longest is 56 days, and its accounting date is the last day of each month.
Baidu Encyclopedia-ICBC Credit Card
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