Special groups such as small and micro enterprises, farmers, urban low-income people, poor people, the disabled and the elderly are the key service targets in inclusive finance.
Vigorously developing inclusive finance is an inevitable requirement for China to build a well-off society in an all-round way, which is conducive to promoting the sustained and balanced development of the financial industry, promoting mass entrepreneurship and innovation, boosting the transformation and upgrading of economic development mode, and enhancing social equity and social harmony.
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Inclusive finance attaches importance to poverty eradication and social equity, but this does not mean that inclusive finance is a public welfare activity aimed at low-income people. Pan Guangwei, Party Secretary of China Banking Association, pointed out that inclusive finance is not charity and aid.
However, to help the beneficiary groups improve their hematopoietic function, we must adhere to the principle of commercial sustainability, adhere to the combination of marketization and policy support, establish and improve the incentive and restraint mechanism, and ensure sustainable development.
Inclusive finance needs to pay attention to the principle of marketization. In the process of developing inclusive finance, we should not only meet the needs of more groups, but also benefit the suppliers reasonably.
Baidu Encyclopedia-inclusive finance