2. The mortgage interest rate is lowered. If there is no house in the buyer's name, the interest rate can be lowered.
3. The subsidy for talents to buy houses is high. Most cities are striving for talents, and talents have some subsidy policies when buying a house. The maximum subsidy for high-end talents in some cities is 5 million. Before buying a house, you can check the local policies, subject to the actual regulations of the city.
4. Shared property houses and various types of affordable housing entered the market on a large scale. Individuals and countries each own 50% of the property rights of shared property houses, and individuals only need to pay half the price of commercial houses, which is equivalent to reducing the cost of buying houses by half.
Personally, I think it is appropriate to buy a house in 2022. Because in 20021,due to the change of supply and demand, the living space of real estate speculation is getting smaller and smaller, and real estate speculators who can't see the hope of rising house prices begin to sell their properties on a large scale, resulting in the continuous release of second-hand houses in the market. With the real estate speculators gradually withdrawing from the property market, there will be a serious oversupply phenomenon in the real estate industry in the future, and the property market will enter the buyer's market.
For the real estate market in 2022, the central bank has made it clear that it is necessary to implement a prudent management system for real estate finance to better meet the reasonable housing needs of buyers. Coincidentally, the Ministry of Housing and Urban-Rural Development has also made clear adjustments: ensuring the demand for rigid housing, meeting the reasonable demand for improved housing, and striving to stabilize land prices, housing prices and expectations.