What should I do if I want to inquire about the student loan? Now let me explain.
0 1?
Inquire through the student loan website, log in to the national student loan information network, input personal information, and make inquiries.
02?
Inquire through the bank that opened the student loan, bring the ID card and other relevant documents, and go to the bank to inquire.
03?
Through the mobile banking opened by the student loan, enter personal information in the mobile banking for inquiry.
04?
Through the bank website opened by the student loan, log in to the personal account, input relevant information and inquire about the student loan.
05?
Through Alipay inquiry, open Alipay repayment, pay attention to the relevant bank life number, and make an inquiry.
Student loans can be viewed on CDB's online student system.
1. You can log in to personal online banking and query the loan situation through the function of "Loan Management-Loan Query and Settings", including historical transactions, application progress, contracts, remaining repayment plans, line details, overdue information, etc. You can log in to mobile banking and choose the corresponding loan. The loan enters the details page. Click "My Loan" on the homepage and click "View Tripartite Contract" to inquire about the loan situation, including historical overdue repayment, remaining repayment plan, loan amount, contract and other information. Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation.
2. You can also change the repayment account and prepay. You can query the remaining repayment period, repayment date, repayment amount, repayment principal, repayment interest and other information of the selected loan through the remaining repayment plan function. Log in to the student loan online system and click "repayment record" on the left side of the repayment source online system to view it. Check the repayment records through the bank. Bring valid identity documents to the bank to apply for a student loan.
3. Inquire through online banking. Log in to the online bank of the student loan bank to check the repayment record. Search through AliPay. Log in to Alipay computer terminal, click on the application center, click on the student loan repayment, and check the records. Alipay system, input personal information and query. Applicants should bring their personal ID cards to the student loan outlets of banks to inquire about personal repayment. This is not a one-time four-year application, but a one-year application. In the first year, parents and parents applied to the local education bureau. Since then, I have applied online once a year. If you want to check the contract and age, open the student loan website, select the student loan, and fill in the ID number and password.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system under the conditions of socialist market economy.
How to inquire about the collection of student loans
The most direct way is to log on to the website where you apply for a student loan.
If you want to find the receipt of the student's place of origin, you must first log in to the online banking of the handling bank, select the online service of student loan, then click to enter the online service system of student loan, find the loan you applied for before, click in, and you will see a button with "Print Receipt" on the details page, and click "Print Receipt".
Of course, the computer that logs in to online banking needs to be connected to a printer, or you can download a PDF or Word version of the file and print it directly in the print shop. In addition to logging in online banking to print, students can also bring their personal ID cards to the counter of the bank's business outlets to find staff to help print.
Students must remember to give the student loan receipt to the school in time to avoid delaying the issuance of student loan funds. You know, unqualified receipts may delay the review and issuance of loans for several months.
However, students can rest assured that most college student loan receipts are printed by the responsible teachers, and students do not need to print them themselves.
China Development Bank student loan application process:
The first step, students can help themselves through the Internet: students enter the application information in the online system-fill in the loan extension statement-export the application form and sign it-upload the loan application materials.
Step 2: Go to the county-level financial aid center: pre-loan review-sign an electronic contract (Note: Before going to the county-level financial aid center for loan renewal, you should log in to the student online service system to update your personal and co-borrower related information, and then apply for loan renewal. Fill in the loan extension statement according to the system prompt, print the application form and sign it. Tips: Some areas may need a copy of the front and back of the ID card. Please consult the county-level funding center in advance, and the county-level funding center also provides scanning and uploading service for loan application materials; If the borrower and co-borrower are not in the same household registration book, they need to bring the original household registration books of both parties. )
Step 3: After entering the university, enter the electronic receipt-query the tuition information.
Student-origin student loan! Repay in advance! How to confirm the successful application?
Early repayment refers to the repayment behavior of settling the loan principal and interest in one lump sum before the expiration date agreed in the student credit loan contract.
To check whether the application is successful, you can perform the following steps:
1. Log in to the National Student Loan Information Network: select "Student Online Service System (Student Source)".
2. Enter "ID card, password and verification code" and click Login.
3. After entering the personal page, click "My Loan" in the left column to view all personal loan applications. If "Resolved" is displayed, the application is successful.
Precautions for advance payment:
(1) Early repayment requires paying off at least one contract at a time, and it is not allowed to split a contract for early repayment.
(2) You can apply for prepayment every year except 1 1- 10 days (including 10 days), and the interest will be calculated until the 20th of the current month. Applications made after the current month 10 shall be regarded as applications for early repayment next month, and the interest shall be calculated until the 20th of next month.
(3) Before 15 of the current month, fully recharge the funds to personal Alipay account or postal savings account for repayment. If the funds are insufficient, it will be deemed as an automatic waiver of the application for early repayment, and the application can be continued next month without overdue treatment.
Extended data:
Student-origin credit student loan refers to the student loan issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and their parents (or other legal guardians) apply to the county (urban area) student financial aid management center or financial institution where the students attend to help the students with financial difficulties pay the tuition and accommodation fees required during their study at school. Student-origin credit loan is a credit loan, which does not need guarantee and mortgage. The students and their parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment.
The main provisions of student credit loans are as follows:
1. Application conditions
(1) has People's Republic of China (PRC) nationality;
2 Honest and trustworthy, law-abiding;
(3) Freshmen who have been officially admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice, or undergraduates, graduate students and second bachelor's degree students studying in colleges and universities;
(4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district);
⑤ The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.
2. Handling procedures
Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their families are located (some areas directly apply to relevant financial institutions). The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.
3. Loan amount
The loan amount applied by the borrower for each academic year shall not exceed 8,000 yuan in principle.
4. Loan interest
The interest rate of student-origin credit student loan is the benchmark interest rate of the same grade announced by the People's Bank of China in the same period, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).
5. Repayment period and repayment method
In principle, the term of student-origin credit student loan is determined according to the full-time undergraduate academic system plus 10 years, and the longest is no more than 14 years. Among them, students are determined according to the remaining years of study plus 10 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. The two-year grace period is for students at school and after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.
How can I inquire about student loans?
1. The repayment of national student loans can be queried in the system. In the national student loan, you can query not only the repayment records, but also the current loan status, personal information and so on.
2, student loan query process:
Step 1: Find the student loan website and choose the student online service system (university). Borrowing students can apply for student loans and early repayment on the student online service system, inquire about the loan status, repayment plan and repayment records, and make personal information changes, co-borrower information changes and personal account changes.
4. Step 2: Enter the account number and password and log in to the student online service system. If you forget your login name, you can log in to the system with your ID number. If you forget your password, you can try to use the password retrieval function to reset your login password. You can contact 95593 (Monday to Friday 9: 00- 1 1: 30, 13: 30- 17: 30) or the staff of the county financial aid center to reset the login password.
5. Step 3: Find the loan and repayment inquiry. Log in to the student online service system, and query the repayment account information in "Loan and Repayment Inquiry" or "Loan Contract".
6. There are two ways to log in to the student online service system, one is to log in with ID card, and the other is to log in with login name. You can choose one of these two ways.
For more information about how to inquire about student loans, please visit: See More.