Everyone's life insurance company has done well in terms of claim quality and insurance product export. Because many people don't know your life insurance company, and they don't know much about the strength of this insurance company, senior sister will give you a detailed evaluation today to help you better understand and understand your life insurance company
First, is your life insurance company reliable? How about quick service for claims settlement?
1. Background analysis of Everyone Life Insurance Company
Everyone Life Insurance Co., Ltd., referred to as "Everyone Life Insurance" for short, was established in June 21 and headquartered in Beijing. The company mainly deals in life insurance, health insurance, accident insurance and other life insurance businesses, and is a professional life insurance subsidiary of Everyone Insurance Group.
Friends here need to know the strength of the parent company of Everyone Life.
Everybody Insurance Group Co., Ltd., referred to as "Everybody Insurance" for short, was established on June 25, 219. It was jointly established by China Insurance Guarantee Fund Co., Ltd., China Petrochemical Corporation and Shanghai Automobile Industry (Group) Corporation with a registered capital of 2.36 billion yuan.
Everybody Insurance is a comprehensive insurance group covering property insurance, life insurance, endowment insurance, asset management and other fields. By the end of 22, the total assets of Everybody Insurance at home and abroad were 1.2 trillion yuan.
Speaking of everyone's insurance, do we remember the news that Anbang Insurance Company was taken over by everyone's insurance on September 14th, 22? Senior, let's think about what we said earlier:
> > If you want to know more about this matter, you can read the following article:
Anbang, renamed Everybody Insurance, applied for dissolution and liquidation! Will our insurance policy have an impact?
2. Analysis of claims service of Everyone Life Insurance Company
According to the claims annual report of Everyone Life Insurance Company in 22, the total amount of claims in 22 was as high as 77.47 million yuan, 17.8% more than that in 219, of which the minimum amount of claims was 75.41 yuan and the maximum amount of claims was as high as 1,67 yuan.
In addition, this life insurance also provides online compensation service, which makes the insurance claim service fast and good, and can enhance the customer service experience.
> > It may involve claims, and everyone is worried that the claims will be unsuccessful or the insurance company refuses to pay. To solve this doubt, you can click this dry goods to ensure that you can get the claims smoothly:
"What are the correct postures for quick and good insurance claims? Don't pay for it!
What about its critical illness insurance products? You will understand after reading this article!
Second, what about the critical illness insurance products of Everyone Life Insurance Company?
Do you want to know whether the critical illness insurance products of life insurance companies are good enough? I'll take this multiple version of critical illness insurance as an example, so I don't need to say any more. Look at the product drawing immediately:
As shown in the figure, a multiple version of critical illness insurance named Everybody loves Home can pay for critical illness insurance for many times. Unfortunately, there are many things that are not well covered up, such as:
1. The waiting period is too long
We all know that,
However, the waiting period of the multiple version of critical illness insurance for everyone's family is actually 18 days, which is fully doubled. In contrast, this product is difficult to meet the demand of providing customers with earlier protection, which is unrealistic!
2. There is no extra payment for serious illness
Many people know that a critical illness insurance with strong protection and extra payment will be provided. In addition to this 1% basic coverage, the critical illness insurance will also be arranged to enjoy an additional 8% basic coverage for the first serious illness before a certain age (such as 6 years old).
Let's make an analogy. Under the condition of insurance of 5, yuan, and before the age of 6, everyone suffered from a serious illness, the multiple version of the critical illness insurance for family members only paid 5, yuan, and there was no extra compensation; However, in addition to 5, compensation, the first edition of Xintai Ruyi Golden Gourd can also provide 4, extra compensation, and 9, claims can all be won!
After the comparison, do you still think that the protection of critical illness is very strong for everyone who loves the family's multiple version of critical illness insurance?
> > There are regulations on the space, and there are small partners who need to buy the multiple version of the critical illness insurance. Poke this link to find out:
"Is the multiple version of the critical illness insurance worth buying? These shortcomings must be seen before buying!
Third, Senior Sister suggested
According to the above, the strength of Everyone Life Insurance Company is really good, and the claims service is also commendable. However, its critical illness insurance products are not very attractive. For example, this multiple version of Everyone Loves Home has many shortcomings, so many customers have lost.
Therefore, it is my senior sister's advice to compare the products of several insurance companies, so that you can have the best insurance for yourself.
Write at the end
I am Xueba, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to WeChat official account Xueba and ask me about insurance.
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