1. Call the loan bank to inquire about prepayment, including whether it is necessary to pay liquidated damages and the amount of liquidated damages;
2. Go to the loan bank to apply for prepayment and submit the information:
(1) Application for cancellation of registration;
(2) Cancellation of the mortgage registration agreement;
(3) Bank power of attorney;
(4) the original real estate license;
(five) the original proof of his right;
(6) The original and photocopy of the trustee's ID card;
3. Repay before the agreed time, not three days before the repayment date;
4. Go to the loan bank for settlement the next day after repayment, and print the interest list;
5. Go to the post-loan management center of the bank to get the materials for mortgage cancellation;
6, to the guarantee company, commercial loans do not need to go, provident fund loans did not sign a guarantee agreement at that time, do not need to go;
7. Go to the real estate registration center;
8. Archive and complete the release.
Legal basis: Article 32 of the Measures for the Administration of Urban Real Estate Mortgage
(a) for real estate mortgage registration, the following documents shall be submitted to the registration authority:
(2) The identity certificate or legal person qualification certificate of the mortgagor;
(3) An application for mortgage registration;
(4) mortgage contract;
(5) State-owned land use right certificate, house ownership certificate or real estate certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted;
(6) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage;
(seven) information that can prove the value of the mortgaged real estate:
(8) Other documents deemed necessary by the registration authority.