If you buy a house before marriage by loan, you can't add your spouse's name when you apply for the real estate license. You can only add your spouse's name after paying off the loan. If you buy a house in full, you can provide the marriage certificate and ID cards of both parties when you apply for the real estate license.
the definition time of premarital property is the date of marriage registration of both parties. Before marriage registration, the property owned by both parties belongs to one party. After marriage registration, the property acquired by one party alone or owned by both parties * * * is regarded as the same property as the married couple * * * unless otherwise stipulated by law or specially agreed by the parties. The purpose of this regulation is to simplify the property relationship and facilitate the division of property between husband and wife in divorce.
When understanding premarital property, we should pay attention to the following aspects:
The key to judging whether it belongs to premarital property is that the property right was acquired before marriage. If the property right is acquired before marriage, but the property is actually occupied after marriage, its nature belongs to pre-marital personal property.
For example, if one of the husband and wife accepts the inheritance before marriage, the inheritance will be divided after marriage. Although the inheritance was actually obtained after marriage, its ownership was obtained before marriage, so it should be considered as the premarital property of one party.
the Supreme People's Court once stipulated in the judicial interpretation in 1993: "The property owned by one party before marriage is used, operated and managed by both parties after marriage. After eight years, the house and other valuable means of production and four years, it can be regarded as the same property of husband and wife.".
above content reference: Baidu Encyclopedia-Premarital Property