Since I met Lao Lu through Wang Ge, that is, the above-mentioned Liu Ge, my horizons have been broadened a lot.
Brother Lu runs a big pawnshop, which is what people used to say. Nowadays, pawnshops not only pawn finance, but also mortgage real estate. Once at the dinner table, everyone was very excited. Brother Lu told me that he kindly received a pair of pants and gave it to his grandfather for 3000 yuan. I'm surprised those pants are at least Hermes'. Lao Lu immediately shook his head and said, "What Hermes? That is a cowboy with a hole. I just look at the honesty of others. When I was down and out, it was worse than him! " At some point, Lao Lu shed tears. I took the cup and quickly leaned in and said, "Brother Lu, I know, I know very well. Have a drink. My sister has to learn from you and get ahead in the future. " Brother Lu drank a glass of white wine, patted me on the shoulder and said, "Sister, don't worry. Since you are Wang Ge's sister, that is my own sister. Brother has meat to eat and will never see the place where you drink soup. "Listen to him say so, I feel very benefited. Thinking of my hard work over the past few years, I had a drink with my buddy who is a pair of pants. When I went home that day, I slept until ten o'clock the next morning.
The phone call from the director woke me up. Originally, I was about to swear, and I turned on my mobile phone from under my pillow in a daze, but there was an angry voice in the microphone: "He Jiahe, are you still sleeping in bed?" Look, look at the time. "I took my phone down and looked at it. It's already ten o'clock. So, before listening to the director's scolding, I hung up the phone and brushed my teeth and washed my face to go out. Fortunately, I punched in the morning and helped me out when the director continued to shout, saying that I went home early in the morning.
The director looked at me and asked doubtfully, "Did you really go to the next house?" What's the client's name? Contact information or business card? "As soon as I reached for my pocket, I handed Miss Lao's business card to the director. After seeing the surprise on his face, the director quickly called me to sit down, and then said to me earnestly, "Since it is such an important customer, I should have said it directly on the phone just now and let me worry about it." "All right, all right, you go to work. It is ok to learn more from customers. This manager Lu, I have heard of, is very famous in the industry. " I nodded. Just then, Lao Lu called.
I quickly put through: "Brother Lu, this is Xiao He. What can I do for you? " Brother Lu is really fast. He told me that there was a business I was in a hurry to do. But he is not convenient to come forward. Let me bring him up, and we'll split him in half. I said yes at once. This is a high-interest business, which makes me realize that the water in the financial circle is so deep.
-2-
I haven't been exposed to high interest rates before, thinking that the monthly interest rate of 2 points is already outrageous. Can it be higher? Who knows, where is this?
This client introduced by Lao Lu is a couple who have a house in this city. My husband's surname is Liu, and he does business near Fujian all the year round. This time, he encountered a break in the capital chain and needed short-term turnover. His wife, surnamed Liu, takes care of the children at home. Lao Lu asked me to go to a high-interest company to find one of his younger brothers, Zhou Xiao. He said that when I arrived, Zhou Xiao would arrange everything. As for me, I just need to take this woman named Liu and go through the handover formalities.
When I got there, I went straight to the tenth floor. After greeting the front desk, I went into a tea room to have a rest. This time, a man with a big waist pushed the door and walked into the room, asking:
"Hello, are you Manager He?" I quickly said hello: "Hello, Zhou Xiao." The man froze for a few seconds, then smiled and shook hands with me, signaling the customer to go out. So I said to the customer, "Sister Liu, just go out with Zhou Xiao and talk to him. It's all explained here Don't worry. "
When they all went out, I sat down on the sofa and took a long breath. I touched my forehead and sweated. I thought at that time: This is not Zhou Xiao, this is obviously a criminal who just came out of prison. I saw him bald, wearing a shaking pure gold necklace around his neck, wearing a pure white cotton hurdle vest, and his arms were covered with tattoos. Those patterns were scary. My little heart almost stopped beating. At this moment, the door opened again. I trembled and stood up in a conditioned reflex. I didn't expect a boy my age to come in. I relaxed when I saw him. He saw me and said enthusiastically:
"What elder sister are you, right? I'm Brother Lu. My name is Zhou Xiao. " After listening to it, I trembled all over and asked, "Who is that?" Zhou Xiao smiled and replied, "Hey, that's our boss, general manager Zhou, and his surname is Zhou." With a sigh, I really want to leave immediately with my bag.
The business chat that day lasted until seven o'clock in the evening. Sister Liu signed and pressed her handprint, and then General Manager Zhou took Sister Liu to see the house. Finally, the room was left in the company, and Sister Liu did get the money that day, all in cash. When I left, Miss Zhou asked me to stay for dinner, but I refused: first, it was too late, and second, the baby was really scared. Later, when Manager Zhou saw that I insisted, he asked Zhou Xiao to arrange a car to take me home. Before leaving, Mr. Zhou stuffed a heavy red envelope into my hand and said thank you for this single customer. He said that this customer was of high quality and looked forward to the next cooperation. He shook hands with me politely.
-3-
When they were not at work, they told me about General Zhou's family background. It is said that there are several people in Mr. Zhou's family, which is quite hard. At first, Mr. Zhou saved some money and started a small guarantee company. Business is booming, and several buddies on the street are eyeing it. After Mr. Zhou was robbed of several business deals in the dark, he found someone to beat him up and moved his knife. The other boss was chopped, and Mr. Zhou's family suffered heavy losses, so Mr. Zhou was imprisoned. The family used all the connections and could only reduce his sentence. One stay is five years.
After coming out, Mr. Zhou is much more stable and practical than in the past, and therefore he has met many people in local courts and public security bureaus. As a result, he returned to his old job and got credit. However, this time he only pays high interest. High interest rates are risky. You don't mortgage your client's house, only his house. But in the words of General Manager Zhou: "Does that matter? As long as the house is in my hand, it will be mine sooner or later. " Perhaps this is the real purpose behind high interest rates. You think he only enjoys 20 points of interest? He wants more, and he finally wants to devour your house.
I did a simple calculation. If a house 1 10,000, 20 points is 200,000. If you use it for one month, you will pay 200,000 yuan at the end of the month and take back the room. If it is not paid in one month, then the interest of 200,000 yuan will continue to be paid in the second month, and there may even be interest ... and so on. In the end, you will pay nothing but your house. What? You said that you don't deserve to go through the joint transfer procedures, but you just don't sell the house. Don't worry, they, the people on the street, have plenty of ways. As long as you can't pay back the money, the house is destined to belong to someone else.
I still remember that Zhou Xiao forgot to close the door when he went out. I looked out while drinking tea and heard it.
"Bang", and then "Ouch". The next conversation goes like this: "Will you sign it?" "Eldest brother, don't play. I will sign it. Can't I sign it? " It is said that a customer pressed his handprint at the end, and he regretted it. He didn't want to borrow high interest, so he immediately added a handprint to his face. Can you say this is strength?
-4-
I thanked Zhou Xiao, got out of the car trembling and went upstairs. My sister has never seen anything like this in her life. This is the legendary underworld. I pushed the door into the room, quickly opened the bag, took out the red envelope and opened it. That's four dozen brand-new grandpa Mao. I sigh, this money is earned too fast. The next day, I quickly took two dozen to Lao Lu and invited Lao Lu to eat a meal.
That day, Lao Lu smiled and said to me, "How about making money like this? Speed. " I ate my steak and nodded sullenly. Without looking at me, Lao Lu said to himself, "Next time, I'll introduce you to a president. As long as this is enough, the funding will be stable. " I glanced at him, then he made a gesture of counting money, and then he stopped talking. I finished this meal silently, and my heart silently hung: God, what will it be like next time?
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