Question 1: What do funds A and B mean? Category A is the type of investment that ordinary investors can subscribe for, and category B is the type that high-end customers can subscribe for, such as currency funds. Category A is 1,000 yuan. To subscribe, Category B requires 1 million yuan to subscribe.
Question 2: What do the targets A and B behind the fund mean? A and B represent the subscription threshold levels.
For example, a certain fund A can only purchase this fund if it has a subscription of more than 1 million, while a certain fund B can only buy a fund with a subscription of less than 1 million (that is, the level of small households).
Both A and B are operated by the same fund manager, and the investment objectives of the funds are also the same. The difference is that the dividends and other things of A and B are better than those of B.
As a small investor, don’t worry about A. When you buy a certain fund, if your subscription amount is lower than the threshold, your purchase of A will be automatically changed to B. In summary, the two funds are essentially the same fund, differing only in dividends and other aspects.
Question 3: What do the terms in venture capital funds mean? 1. Fund investment is by no means all about profit. There will inevitably be a certain amount of loss in a certain period. This It's something that can't be stopped. Therefore, investors
should be aware of risks. Before investing in a fund, ask yourself "how much loss you are allowed to lose." This is very important. You need to understand your risk tolerance, that is, how much loss will not affect your life, and will not cause mental depression and affect your health. Before buying a fund, you must carefully conduct a risk assessment to determine whether you are active, balanced, or steady and conservative, and choose fund types accordingly.
2. Systemic risk and non-systemic risk
Systemic risk is caused by the uncertainty of basic economic factors, so the identification of systemic risk is a certain risk to the country. Make judgments based on macroeconomic conditions during the period.
Systemic risk refers to the risk that has a general adverse impact on the entire stock market or most stocks and is caused by factors external to the company that are not expected and controlled by the company. Usually manifested as a global or regional oil panic, a severe recession or recession in the national economy, a serious crisis in the world economy or a certain country's economy, continued high inflation, and the introduction of laws and regulations by the state that are not conducive to the company's macroeconomic control.
The central bank adjusts interest rates, special natural disasters, etc. These factors occur individually or in combination, causing the prices of all securities and commodities to fluctuate, covering a wide range of areas. People cannot take targeted measures in advance to avoid or take advantage of them. Even diversification of investments cannot reduce the risk at all.
In this sense, systemic risk is also called overall risk or macro risk. The consequences of overall risk are universal. Its main feature is that all stocks fall and it is impossible to preserve value by buying other stocks. In this case, investors will suffer great losses.
Non-systematic risk refers to the adverse factors that cause losses to certain stocks due to certain factors, including the delisting risk of listed companies, liquidity risk
risk, financial risk, and credit risk , operation and management risks, etc. Such as the decline in the management capabilities of listed companies, the decline in product output and quality, the reduction in market share, the aging of technical equipment and processes, the increase in raw material prices, and the occurrence of unpredictable natural and man-made disasters in individual listed companies, etc., leading to some or A decline in several stock prices. The main characteristics of this type of risk are that it has a local impact on a part of the stock market and that investors can make up for their losses by switching to other stocks. The possibility of a decline in security prices caused by certain reasons within a joint-stock company only exists in a relatively independent scope or in individual industries, and it comes from micro-factors within the enterprise.
This kind of risk arises from unique events in a certain security or a certain industry, such as bankruptcy, default, etc., and is not systematically related to the entire securities market. This is an incidental risk in addition to systemic risk in the total investment risk, or called residual risk.
Systematic risks cannot be eliminated, but non-systematic risks can be resolved through diversification of investments, and this risk can be dispersed or transferred by formulating a securities investment portfolio.
Question 4: Some funds are called XX Currency A or XX Currency B. What does this mean? Kun Zhongshuai's answer was generally good, but he got A and B reversed. The threshold for Class A funds generally ranges from 1,000 to 500 yuan. Category B generally has a threshold of several million.
Question 5: What do the last day’s market value and last day’s net value of a fund mean? The last day’s market value refers to the total share value of the fund at the end of the last transaction. For example, a fund’s market value on the previous day was RMB 200 million. The previous day's net value refers to the value of a single share of a fund at the end of the previous trading day. For example, the previous day's net value of a fund is RMB 1.
To determine whether you are losing money, just look at the net value. As long as the net value on that day is higher than the net value when you bought it, you will make a profit, and vice versa.
Question 6: What do the terms in venture capital funds mean? 1. Fund investment is by no means all about profit. There will inevitably be a certain amount of loss in a certain period. This is It's something that can't be stopped. Therefore, investors
should be aware of risks. Before investing in a fund, ask yourself "how much loss you are allowed to lose." This is very important. You need to understand your risk tolerance, that is, how much loss will not affect your life, and will not cause mental depression and affect your health. Before buying a fund, you must carefully conduct a risk assessment to determine whether you are active, balanced, or steady and conservative, and choose fund types accordingly.
2. Systemic risk and non-systemic risk
Systemic risk is caused by the uncertainty of basic economic factors, so the identification of systemic risk is a certain risk to the country. Make judgments based on macroeconomic conditions during the period.
Systemic risk refers to the risk that has a general adverse impact on the entire stock market or most stocks and is caused by factors external to the company that are not expected and controlled by the company. Usually manifested as a global or regional oil panic, a severe recession or recession in the national economy, a serious crisis in the world economy or a certain country's economy, continued high inflation, and the introduction of laws and regulations by the state that are not conducive to the company's macroeconomic control.
The central bank adjusts interest rates, special natural disasters, etc. These factors occur individually or in combination, causing the prices of all securities and commodities to fluctuate, covering a wide range of areas. People cannot take targeted measures in advance to avoid or take advantage of them. Even diversification of investments cannot reduce the risk at all.
In this sense, systemic risk is also called overall risk or macro risk. The consequences of overall risk are universal. Its main feature is that all stocks fall and it is impossible to preserve value by buying other stocks. In this case, investors will suffer great losses.
Non-systematic risk refers to the adverse factors that cause losses to certain stocks due to certain factors, including the delisting risk of listed companies, liquidity risk
risk, financial risk, and credit risk , operation and management risks, etc. Such as the decline in the management capabilities of listed companies, the decline in product output and quality, the reduction in market share, the aging of technical equipment and processes, the increase in raw material prices, and the occurrence of unpredictable natural and man-made disasters in individual listed companies, etc., leading to some or A decline in several stock prices. The main characteristics of this type of risk are that it has a local impact on a part of the stock market and that investors can make up for their losses by switching to other stocks. The possibility of a decline in security prices caused by certain reasons within a joint-stock company only exists in a relatively independent scope or in individual industries, and it comes from micro-factors within the enterprise.
This kind of risk arises from unique events in a certain security or a certain industry, such as bankruptcy, default, etc., and is not systematically related to the entire securities market. This is an incidental risk in addition to systemic risk in the total investment risk, or called residual risk.
Systematic risks cannot be eliminated, but non-systematic risks can be resolved through diversification of investments, and this risk can be dispersed or transferred by formulating a securities investment portfolio.
Question 7: What does cash mean in fund asset allocation? Lemon will give you a smooth sleep to solve the problem!
It’s just a bank deposit. The fund must set aside some funds to deal with redemptions.
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Question 8: What does private equity mean? 1. What income do public and private equity funds rely on? Let’s talk specifically about private equity funds.
Public management companies: rely on fund management fees. Classification of private equity funds: including securities investment private equity funds, industrial private equity funds, and risk private equity funds.
2. Do so-called private equity funds have legal business licenses? What is the general minimum registered capital? Let’s be specific about this.
Private equity funds are not allowed to have legal business licenses. Currently, there are no fully public private equity fund management methods in my country. There are no clear requirements for registered capital.
3. What is the general name for a private equity fund company? Is it a certain investment company? Or something else. . .
The name is not necessarily known, but investment companies are more commonly used.
Regarding the organizational form of private equity funds, Wu Xiaoling believes that three methods can be adopted: *** trust plan or *** asset management contract type; partnership company; corporate type.
4. Tell me how a private equity fund company operates? What are the typical ways to raise funds?
There is currently no clear management method. Private equity funds abroad are completely open and governed by specialized management methods.
About private equity funds:
Currently, there are many institutions developing private equity funds internationally, including private banks, investment banks, asset management companies, investment consulting companies, etc., especially with the international With the development of the mixed financial industry trend, almost all internationally renowned financial holding companies are engaged in private equity fund management business, which has developed into one of the core businesses in the international financial services industry.
my country's private equity funds can currently be divided into two major categories: one is legal private equity funds with official background, which mainly include: securities companies*** asset management plans, trust investment plans of trust investment companies and self-management funds; Investment companies with funds; the other type is non-legal private equity funds without official background. This type of private equity fund usually provides investors with comprehensive financial management services in the form of entrusted financial management, and the legality of its business is unclear. When the media and the market discuss the legalization of private equity funds, they mainly refer to the latter type of non-legal private equity funds.
Question 9: What are fund assets? One of my positions says fund assets, --- it refers to your account, that means how much you purchased How much are your assets worth as a share of a certain fund. For example, if you buy a house from a certain real estate company, then your assets are a few units of a certain building, a house on several floors, and a few cents.
Question 10: What does it mean to lose money when buying a fund? I don’t know anything about a newbie. If I buy a fund worth 10,000, I will basically not lose money, just like you If you buy a mobile phone and keep it at home, it may continue to depreciate and the residual value will be very small in the end. However, the mobile phone is still yours and has very little value. If you keep it for a few years, it may become valuable again, and it will not be added to the value.